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XIRR Annualized Return Calculator

Finance & Investment

Irregular dated cash flows, Newton iteration

Quick Answer

XIRR Annualized Return Calculator: Irregular dated cash flows, Newton iteration. XIRR Annualized Return Calculator uses standard finance formulas to compute accurate results instantly.

Annualized return (XIRR)10.57 %

Duration 2.00 years · XNPV check -0.0000

Newton-Raphson iteration until NPV = 0

How it works

  1. 1NPV(r) = sum of Ci / (1+r)^(days_i/365) = 0
  2. 2Newton step: r <- r - NPV(r) / NPV'(r), repeat until converged
  3. 3Result: annualized 10.57% over 2.00 years

Sign convention

Cash outflow (buy/invest/top-up) is negative; inflow (redeem/dividend/maturity) is positive. All-positive or all-negative flows have no solution.

XIRR annualizes with actual-day weighting, so it differs from simple IRR on equal intervals when flows are irregular — it is the standard for DCA plans, bond coupon schedules, and private-fund statements. Compare with Excel's XIRR(values, dates) — same algorithm (Newton-Raphson). If iteration fails to converge, check that signs alternate and the final flow nets positive for a profitable trade (or negative for a loss).

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How to Use

  1. Enter amounts and terms: fill principal, rate and period in the XIRR Annualized Return Calculator (defaults work for a quick try).
  2. Instant results: key figures and cost breakdown update live as you type.
  3. Compare scenarios: tweak any parameter to compare costs and returns across plans.
  4. Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

  • XIRR Annualized Return Calculator is a free online finance tool — open and use, no sign-up.
  • All calculations run locally in your browser; your data never leaves the device.
  • Key capability: Irregular dated cash flows, Newton iteration.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

XIRR Annualized Return Calculator formula

XIRR Annualized Return Calculator uses standard finance formulas to compute accurate results instantly.

FAQ

How do I use the XIRR Annualized Return Calculator?
Open the page and fill in the input fields — results update automatically. Irregular dated cash flows, Newton iteration.
Are the results accurate?
Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Can I use the results for financial decisions?
Results are for reference. Consult a licensed financial advisor before major decisions.
Does it work on mobile?
Yes. Fully responsive on phones, tablets and desktops.

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Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. XIRR Annualized Return Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/xirr

Results provided by this tool are for reference only and do not constitute professional advice.