Skip to main content

Income Tax Calculator

Finance & Investment

Salary tax, take-home pay and annual bonus tax

Quick Answer

Income Tax Calculator: Salary tax, take-home pay and annual bonus tax. Taxable = income − 60,000 basic deduction − social insurance − special deductions.

Tax = taxable income × rate − quick deduction | Threshold 5,000 CNY/mo | Rates: 3%/10%/20%/25%/30%/35%/45% | Bonus can be taxed separately or merged
Social insurance & fund rates (auto-filled by city)
Extra Deductions
Taxable Income1,625.00CNY/mo
Applicable Rate3%
Income Tax48.75CNY/mo
Net Monthly Salary11,576.25CNY
Social Insurance3,375.00CNY/mo
Extra Deductions5,000.00CNY/mo
Tax BurdenLow tax burden

Monthly Salary Breakdown

Take-home11,576 (77.2%)Social Insurance3,375 (22.5%)Income Tax49 (0.3%)

Tax breakdown by bracket (annual)

≤36K · 3%
585CNY

A larger share in higher brackets means a heavier marginal tax burden

Tax Threshold5,000 CNY/mo (2024 standard)

Deduction details:

Children's Education: 2,000 CNY/mo

Elderly Support: 3,000 CNY/mo

Calculation steps

  1. 1Social insurance & fund = 15000 × (8% + 2% + 0.5% + 12%) = 3,375.00
  2. 2Taxable income = 15000 − 5,000 − 3,375.00 − 5,000.00 (special deductions) = 1,625.00/mo
  3. 3Annual taxable = 19,500 → falls in the 3% bracket (quick deduction 0)
  4. 4Annual tax = 19,500 × 3% − quick deduction = 585.00 → monthly 48.75

7-bracket progressive rates (annual taxable income)

BracketRateQuick deduction
≤36k3% ← you0
36k–144k10%2,520
144k–300k20%16,920
300k–420k25%31,920
420k–660k30%52,920
660k–960k35%85,920
>960k45%181,920
Bonus cliff: with separate taxation, ¥36,000 bonus costs ¥1,080 tax but ¥36,001 costs ¥2,306 — one extra yuan adds ¥1,226 tax. Cliffs sit at every bracket edge (36k/144k/300k/420k/660k/960k). If your bonus is just above a cliff, ask HR to carve the excess into salary.

💡 City selection auto-fills local social insurance rates; special deductions can be stacked

Was this tool helpful?

How to Use

  1. Enter amounts and terms: fill principal, rate and period in the Income Tax Calculator (defaults work for a quick try).
  2. Instant results: key figures and cost breakdown update live as you type.
  3. Compare scenarios: tweak any parameter to compare costs and returns across plans.
  4. Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

  • Income Tax Calculator is a free online finance tool — open and use, no sign-up.
  • All calculations run locally in your browser; your data never leaves the device.
  • Key capability: Salary tax, take-home pay and annual bonus tax.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

China individual income tax (annual comprehensive income)

Taxable = income − 60,000 basic deduction − social insurance − special deductions
7 brackets from 3% to 45% with quick deduction

FAQ

How do I use the Income Tax Calculator?
Open the page and fill in the input fields — results update automatically. Salary tax, take-home pay and annual bonus tax.
Are the results accurate?
Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Can I use the results for financial decisions?
Results are for reference. Consult a licensed financial advisor before major decisions.
Does it work on mobile?
Yes. Fully responsive on phones, tablets and desktops.

Related Tools

Related Guides

Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. Income Tax Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/income-tax

Results provided by this tool are for reference only and do not constitute professional advice.