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Rental Yield Calculator

Finance & Investment

Gross/net yield, price-to-rent ratio

Quick Answer

Rental Yield Calculator: Gross/net yield, price-to-rent ratio. Rental Yield Calculator uses standard finance formulas to compute accurate results instantly.

Net rental yield

1.80%

Gross 2.40% · payback 56y

Gross yield2.40%
Net income/yr¥36,000
Payback55.6年
Rent for 3% net¥6,182

Yield zones

Below deposit rate
Tier-1 typical
Beats wealth mgmt
Strong

1.80%

Steps

  1. 1Gross = ¥4,000 × 12 = ¥48,000 → gross yield 2.40%
  2. 2Effective (11 mo) − costs ¥8,000 = ¥36,000
  3. 3Net yield = 36,000 ÷ 200万 = 1.80%
  4. 4To hit 2%/3% net you'd need ¥4,364/¥6,182 per month

2025 city gross-yield reference

Beijing1.5%Shanghai1.6%
Guangzhou1.7%Shenzhen1.4%
Chengdu2.2%Changsha2.6%
Shenyang3.2%Luoyang3.5%

💡 China tier-1 cities run 1.4-1.7% gross — below even deposit rates, meaning landlords there are effectively short rent / long appreciation. Compare yield against: 10yr treasury (~1.7%), mortgage rate (~3.1%), and dividend yield of REITs (~4-5%). When rent yield < mortgage rate, cash-flow-negative investing only works if appreciation shows up.

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How to Use

  1. Enter amounts and terms: fill principal, rate and period in the Rental Yield Calculator (defaults work for a quick try).
  2. Instant results: key figures and cost breakdown update live as you type.
  3. Compare scenarios: tweak any parameter to compare costs and returns across plans.
  4. Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

  • Rental Yield Calculator is a free online finance tool — open and use, no sign-up.
  • All calculations run locally in your browser; your data never leaves the device.
  • Key capability: Gross/net yield, price-to-rent ratio.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

Rental Yield Calculator formula

Rental Yield Calculator uses standard finance formulas to compute accurate results instantly.

FAQ

How do I use the Rental Yield Calculator?
Open the page and fill in the input fields — results update automatically. Gross/net yield, price-to-rent ratio.
Are the results accurate?
Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Can I use the results for financial decisions?
Results are for reference. Consult a licensed financial advisor before major decisions.
Does it work on mobile?
Yes. Fully responsive on phones, tablets and desktops.

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Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. Rental Yield Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/rent-yield

Results provided by this tool are for reference only and do not constitute professional advice.