Rental Yield Calculator

Gross/net yield, price-to-rent ratio

Quick Answer

Rental Yield Calculator: Gross/net yield, price-to-rent ratio. Rental Yield Calculator uses standard finance formulas to compute accurate results instantly.

Total price (万)

Monthly rent

Effective months/yr

Annual costs

Net rental yield

1.80%

Gross 2.40% · payback 56y

Gross yield2.40%

Net income/yr¥36,000

Payback55.6年

Rent for 3% net¥6,182

Yield zones

Below deposit rate

Tier-1 typical

Beats wealth mgmt

Strong

1.80%

Steps

1Gross = ¥4,000 × 12 = ¥48,000 → gross yield 2.40%
2Effective (11 mo) − costs ¥8,000 = ¥36,000
3Net yield = 36,000 ÷ 200万 = 1.80%
4To hit 2%/3% net you'd need ¥4,364/¥6,182 per month

2025 city gross-yield reference

Beijing1.5%	Shanghai1.6%
Guangzhou1.7%	Shenzhen1.4%
Chengdu2.2%	Changsha2.6%
Shenyang3.2%	Luoyang3.5%

💡 China tier-1 cities run 1.4-1.7% gross — below even deposit rates, meaning landlords there are effectively short rent / long appreciation. Compare yield against: 10yr treasury (~1.7%), mortgage rate (~3.1%), and dividend yield of REITs (~4-5%). When rent yield < mortgage rate, cash-flow-negative investing only works if appreciation shows up.

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How to Use

Enter amounts and terms: fill principal, rate and period in the Rental Yield Calculator (defaults work for a quick try).
Instant results: key figures and cost breakdown update live as you type.
Compare scenarios: tweak any parameter to compare costs and returns across plans.
Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

Rental Yield Calculator is a free online finance tool — open and use, no sign-up.
All calculations run locally in your browser; your data never leaves the device.
Key capability: Gross/net yield, price-to-rent ratio.
Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

Rental Yield Calculator formula

Rental Yield Calculator uses standard finance formulas to compute accurate results instantly.

FAQ

How do I use the Rental Yield Calculator?

Open the page and fill in the input fields — results update automatically. Gross/net yield, price-to-rent ratio.

Are the results accurate?

Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.

Is it free? Do I need to sign up?

Completely free. No registration, login or download required.

Can I use the results for financial decisions?

Results are for reference. Consult a licensed financial advisor before major decisions.

Does it work on mobile?

Yes. Fully responsive on phones, tablets and desktops.

Related Guides

Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated: 2026-08-07

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Cite this page: YiJianSuan. Rental Yield Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/rent-yield

Results provided by this tool are for reference only and do not constitute professional advice.