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Deed Tax Calculator

Finance & Investment

China home purchase deed tax by area and home count

Quick Answer

Deed Tax Calculator: China home purchase deed tax by area and home count. First home: ≤140㎡ → 1%; >140㎡ → 1.5%.

Deed tax (buyer pays)

¥30,000

Rate 1.0% · all taxes & fees ≈ ¥60,000

Deed tax¥30,000
VAT (seller, <2y)Exempt
Income tax¥30,000
Agency fee (1.5%)¥45,000

Steps

  1. 1Rate: first home, area 89㎡ ≤ 140㎡ → 1.0%
  2. 2Deed tax = ¥3,000,000 × 1.0% = ¥30,000
  3. 3VAT: exempt (held ≥ 2 years)
  4. 4Personal income tax = 1% of price = ¥30,000 (not "5yr + only home")

Deed tax rates (Dec 2024 policy)

Home≤ 140㎡> 140㎡
First ←1%1.5%
Second1%2%
3rd+3%3%

💡 Two key exemptions to look for: VAT waived after 2 years of holding; income tax waived at "5 years + only home" (满五唯一). On a ¥3M resale flat these two can save ¥190k — always check the seller's holding period before pricing. Deed tax is assessed on the higher of transaction price vs. government guidance price.

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How to Use

  1. Enter amounts and terms: fill principal, rate and period in the Deed Tax Calculator (defaults work for a quick try).
  2. Instant results: key figures and cost breakdown update live as you type.
  3. Compare scenarios: tweak any parameter to compare costs and returns across plans.
  4. Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

  • Deed Tax Calculator is a free online finance tool — open and use, no sign-up.
  • All calculations run locally in your browser; your data never leaves the device.
  • Key capability: China home purchase deed tax by area and home count.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

China deed tax (Dec 2024 policy)

First home: ≤140㎡ → 1%; >140㎡ → 1.5%
Second home: ≤140㎡ → 1%; >140㎡ → 2%
Third+ home / non-residential: 3%
Base = transaction price excl. VAT; buyer pays before title transfer
Also consider VAT (exempt after 2 yrs) and individual income tax (exempt if 满五唯一)

Example: first home 120㎡, ¥3M → ¥30k; same price at 150㎡ → ¥45k; second home 150㎡ → ¥60k.

FAQ

How do I use the Deed Tax Calculator?
Open the page and fill in the input fields — results update automatically. China home purchase deed tax by area and home count.
Are the results accurate?
Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Can I use the results for financial decisions?
Results are for reference. Consult a licensed financial advisor before major decisions.
Does it work on mobile?
Yes. Fully responsive on phones, tablets and desktops.

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Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. Deed Tax Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/deed-tax

Results provided by this tool are for reference only and do not constitute professional advice.