Core answer: waist-to-hip ratio (WHR) = waist ÷ hip. WHO standard: normal below 0.90 (men) and 0.85 (women); above means abdominal (central) obesity with significantly higher diabetes and cardiovascular risk. Waist 80cm, hips 95cm: WHR = 0.84.
How to use the calculator
- Stand upright, belly relaxed, measure at the end of a normal exhale
- Waist: horizontally around ~2cm above the navel (tape snug, not compressing)
- Hips: horizontally around the widest (most prominent) point of the buttocks
- Enter both: WHR = waist ÷ hip, with automatic grading
Measurement method (critical)
- Timing: morning fasted, or 2+ hours after a meal — a full stomach inflates the number
- Posture: feet together, belly naturally relaxed — no sucking in
- Position: waist ≠ where your pants sit (a common low measurement). The standard is midway between the lower ribs and the iliac crest; ~2cm above the navel works in practice
- Tool: a non-elastic tape against skin or thin clothing
Standards table
| Sex | Normal | Abdominal obesity |
|---|---|---|
| Men | < 0.90 | ≥ 0.90 |
| Women | < 0.85 | ≥ 0.85 |
Companion metric (Chinese waist cutoffs): men ≥90cm, women ≥85cm = central obesity — high risk even with a normal BMI.
Examples: man with 95 waist / 100 hips: WHR = 0.95 (over). Woman with 78 / 95: WHR = 0.82 (normal).
Apple vs pear
| Shape | Fat location | WHR | Health risk |
|---|---|---|---|
| Apple | belly/visceral | high | diabetes, heart attack, fatty liver |
| Pear | hips/thighs (subcutaneous) | low | lower; mainly joint load |
Visceral fat is metabolically active, releasing free fatty acids straight into the liver — that's why abdominal obesity is the dangerous kind.
Improvement plan
- Cardio first: 150 min/week moderate intensity (brisk walk, jog, swim) directly burns visceral fat
- Cut refined carbs: halve white rice/flour, switch to whole grains; sugary drinks are the #1 visceral-fat driver
- Hit protein targets: 1.2-1.5 g/kg body weight to keep muscle and metabolism
- 7 hours of sleep: sleep deprivation raises cortisol and redistributes fat to the belly
- Limit alcohol: alcohol directly promotes visceral-fat synthesis ("beer belly" is real)
Realistic goal: 1-2cm off the waist per month; each 0.05 WHR drop cuts cardiovascular risk by ~10%.
Common mistakes
- "Normal BMI means I'm fine": skinny-fat people have normal BMI with high WHR (thin limbs, big belly) — the risk is just as real. Read both metrics together.
- Sucking in while measuring: it can "shrink" the waist 5-8cm. Relaxed is the truth.
- Crunches to burn belly fat: spot reduction doesn't exist — crunches build the muscle under the fat, but only whole-body fat loss reveals it.
- Measuring at the pant line: pants sit on the hip bones, 3-5cm below the standard waist — the reading comes out falsely low.