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Car Depreciation Calculator

Finance & Investment

Year-by-year value, mileage adjustment

Quick Answer

Car Depreciation Calculator: Year-by-year value, mileage adjustment. Car Depreciation Calculator uses standard finance formulas to compute accurate results instantly.

Value after 5y

¥93,636

Retention 46.8% · total loss ¥10.64w ≈ ¥58/day

Retention46.8%
Total loss¥106,364
Avg/yr¥21,273
Cost/day¥58

Year-by-year depreciation

YearRateLossValueRetention
120.0%-¥40,000¥160,00080.0%
215.0%-¥24,000¥136,00068.0%
315.0%-¥20,400¥115,60057.8%
410.0%-¥11,560¥104,04052.0%
510.0%-¥10,404¥93,63646.8%

Steps

  1. 1Year-1 hit: ¥20.0w × 20% = −¥40,000 the moment you drive off
  2. 2Cumulative after 5y: ¥20.0w → ¥9.36w
  3. 3Ownership cost ≈ ¥58/day before insurance/fuel/parking

💡 New cars lose ~20% in year one — the steepest cliff in any consumer purchase. Buying a 2-3 year old car lets someone else pay that cliff. EVs depreciate faster (battery/tech refresh), while models like Toyota/Land Cruiser hold value. Mileage above 20k km/yr accelerates loss.

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How to Use

  1. Enter amounts and terms: fill principal, rate and period in the Car Depreciation Calculator (defaults work for a quick try).
  2. Instant results: key figures and cost breakdown update live as you type.
  3. Compare scenarios: tweak any parameter to compare costs and returns across plans.
  4. Copy key numbers: one-click copy for records or sharing with your advisor.

Key Points

  • Car Depreciation Calculator is a free online finance tool — open and use, no sign-up.
  • All calculations run locally in your browser; your data never leaves the device.
  • Key capability: Year-by-year value, mileage adjustment.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

Car Depreciation Calculator formula

Car Depreciation Calculator uses standard finance formulas to compute accurate results instantly.

FAQ

How do I use the Car Depreciation Calculator?
Open the page and fill in the input fields — results update automatically. Year-by-year value, mileage adjustment.
Are the results accurate?
Yes. Standard financial formulas and published rate data are used. For official figures, consult your financial institution.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Can I use the results for financial decisions?
Results are for reference. Consult a licensed financial advisor before major decisions.
Does it work on mobile?
Yes. Fully responsive on phones, tablets and desktops.

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Source & Updates

Based on published rate tables and standard financial formulas. Last updated: 2025-07

Authoritative sources:

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. Car Depreciation Calculator[EB/OL]. https://www.yijiansuan.com/en/c/finance/car-depreciation

Results provided by this tool are for reference only and do not constitute professional advice.