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Cost of Raising a Child

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Stage-by-stage · city tiers · breakdown

Quick Answer

Cost of Raising a Child: Stage-by-stage · city tiers · breakdown. Cost of Raising a Child uses standard everyday life formulas to compute accurate results instantly.

Estimated total cost
¥629,000
≈ ¥2,383/month averaged over 22 years

Cost by stage

0–3 infant (formula/care)75,000CNY (11.9%)3–6 kindergarten96,000CNY (15.3%)6–12 primary school132,000CNY (21.0%)12–15 middle school78,000CNY (12.4%)15–18 high school96,000CNY (15.3%)18–22 university152,000CNY (24.2%)
StagePer yearSubtotal
0–3 infant (formula/care)¥25,000¥75,000
3–6 kindergarten¥32,000¥96,000
6–12 primary school¥22,000¥132,000
12–15 middle school¥26,000¥78,000
15–18 high school¥32,000¥96,000
18–22 university¥38,000¥152,000
Total (0–22)¥629,000
Monthly average¥2,383
Reference point: the 2024 "China Childbearing Cost Report" (YuWa) puts the national average cost of raising one child to age 17 at ~¥538k, ~¥667k for urban families — roughly 6.3× GDP per capita, among the highest ratios worldwide. Education (tutoring, school choice) is the fastest-growing component; the college years add another ¥150k–¥300k.

Calculation steps

  1. 1City coefficient: 二线城市 ×1
  2. 20–3 infant (formula/care): 25,000/yr → 75,000
  3. 33–6 kindergarten: 32,000/yr → 96,000
  4. 46–12 primary school: 22,000/yr → 132,000
  5. 512–15 middle school: 26,000/yr → 78,000
  6. 615–18 high school: 32,000/yr → 96,000
  7. 718–22 university: 38,000/yr → 152,000
  8. 8Total = 629,000

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Key Points

  • Cost of Raising a Child is a free online everyday life tool — open and use, no sign-up.
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  • Key capability: Stage-by-stage · city tiers · breakdown.
  • Results come with formulas and reference tables so you can verify every number.

Formula & How It Works

Cost of Raising a Child formula

Cost of Raising a Child uses standard everyday life formulas to compute accurate results instantly.

FAQ

How do I use the Cost of Raising a Child?
Open the page and fill in the input fields — results update automatically. Stage-by-stage · city tiers · breakdown.
Are the results accurate?
Yes. Standard formulas and conversion factors are used and verified.
Is it free? Do I need to sign up?
Completely free. No registration, login or download required.
Does it work on mobile?
Yes. The responsive design works on phones, tablets and desktops.
Is my data saved?
No. Everything runs locally in your browser.

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Source & Updates

Based on common formulas and industry conventions. Last updated: 2025-07

Last updated:

Formulas and content on this page are reviewed by the YiJianSuan team. For reference only — official sources prevail.

Maintained and periodically reviewed by the YiJianSuan editorial team — review process in ourEditorial Policy.

Cite this page: YiJianSuan. Cost of Raising a Child[EB/OL]. https://www.yijiansuan.com/en/c/life/kid-cost

Results provided by this tool are for reference only and do not constitute professional advice.